Director of Financial Security
Fraud is evolving fast. So are we.
Rize Credit Union is expanding digital services, increasing transaction capabilities, adopting real-time payment rails, and growing membership beyond traditional geographic boundaries. We are looking for a forward-thinking Director of Financial Security to lead our fraud prevention and financial crimes program in this next phase of growth.
This is not a maintenance role. It is an opportunity to modernize and continuously evolve a fraud defense framework in a digital-first environment - leveraging AI-driven detection tools, behavioral analytics, and cross-functional collaboration to protect our members while enabling growth.
If you thrive at the intersection of fraud strategy, technology optimization, and business partnership, we want to talk to you.
What You'll Do
Lead Modern Fraud Risk Strategy
- Oversee and continuously refine our fraud prevention and financial crimes program.
- Maintain a holistic, account-level view of fraud risk across card, ACH, wire, real-time payments (FedNow), P2P (Zelle), digital onboarding, and online banking.
- Ensure detection strategies are coordinated across channels - not siloed.
- Proactively assess fraud implications of new products, higher transaction limits, and digital expansion initiatives.
Optimize AI-Driven Detection
- Manage and enhance AI-powered fraud monitoring platforms, rules engines, and behavioral analytics tools.
- Tune detection thresholds to reduce false positives while protecting members.
- Monitor key performance indicators including alert volumes, detection effectiveness, and loss trends.
- Evaluate emerging fraud technologies and partner with IT to implement improvements.
Enable Digital Growth - Safely
- Oversee fraud risk controls related to digital account opening and identity verification (KYC/CIP).
- Assess fraud exposure in new geographic markets.
- Partner with Payments, Digital, Lending, and Product teams to ensure fraud risk is considered in every initiative.
- Balance strong controls with a seamless member experience.
Lead & Develop a High-Performing Team
- Direct and develop Financial Security staff.
- Establish performance standards aligned with evolving fraud threats.
- Promote a proactive fraud awareness culture across the organization.
Provide Strategic Insight
- Deliver executive-level reporting on fraud trends, detection performance, and emerging risk.
- Provide insight to inform business decisions related to digital services and payment capabilities.
What You Bring
- 7-10 years of progressive experience in fraud prevention, financial crimes, or related risk management within a financial institution.
- 3+ years of leadership experience overseeing fraud programs or investigative teams.
- Hands-on experience with AI/ML-based fraud detection platforms, behavioral analytics, or automated decisioning systems.
- Demonstrated success tuning detection rules and balancing fraud mitigation with operational efficiency.
- Experience managing fraud risk in digital account opening, identity verification, and real-time payment environments (FedNow, Zelle, instant payments).
- Strong ability to interpret complex data and translate it into actionable risk intelligence.
- Executive-level communication skills and cross-functional influence.
- Professional certifications such as CFE, CFCS, CAMS, or similar are strongly preferred.
Why Join Rize?
- Modern digital growth environment
- Strategic leadership visibility
- Hybrid/remote flexibility
- Opportunity to shape the evolution of fraud defense architecture
- Collaborative executive partnership
- Commitment to innovation and continuous improvement
Who Thrives Here
- Builders, not maintainers
- Analytical thinkers who see patterns across channels
- Leaders who balance risk with member experience
- Technologists who understand that AI is a tool - not a replacement for judgment
- Professionals who want their work to directly influence growth decisions
If you are ready to lead fraud prevention in a fast-evolving digital landscape - while protecting members and enabling access - we invite you to apply.
The expected pay range for this role at Rize Federal Credit Union is $134,000- $165,000/year. This range is based on candidates living locally in California.
Actual compensation is determined by experience, education, skills, internal equity, and other job-related factors. As part of the hiring process, candidates who receive a contingent offer will undergo a background investigation, which may include employment verification, credit review, criminal records search, Social Security verification, and government registry checks. Candidates must also meet eligibility requirements to be bonded under a fidelity bond. Rize Federal Credit Union is an Equal Opportunity Employer. |
SCE Federal Credit Union
$134,000.00 - $165,000.00 / yr
Mar 03, 2026