Mortgage Senior Underwriter (Remote)

Responsible for assisting with the operational duties in a Retail Mortgage Underwriting, while also contributing to the department productivity, loan quality, and efficiencies. Performs other projects and duties as assigned.

Essential Functions, Duties, and Responsibilities:

* Underwrite Conventional, Government, Jumbo and Portfolio loan products as assigned, and maintaining acceptable productivity and loan quality levels.

* Assist the Branch Manager and Pipeline Manager in prioritizing loan assignments and the branch underwriters' workload.

* Provide Underwriting and Operations Senior Management with relevant issues and challenges regarding capacity, productivity, morale, and suggestions for improvement.

* Attend monthly calls with the Underwriting Management to discuss and resolve any staff related issues, as scheduled.

* Assist with mentoring and training new underwriters as directed.

* Assist underwriters with difficult loan files and serve as a point of escalation and mentor for questions regarding guidelines, loan level issues and direction.

* Communicate effectively with the Mortgage Branch Manager, Processing Manager, Loan Officers, and Senior Management.

* Complete 2nd Level Reviews for Underwriters as necessary per product type and company policy; includes reviews of loans for newly hired underwriters.

* Attend meetings as directed by Underwriting Management.

* Review of portfolio loan products and submission to the Bank's credit risk department for consideration.

Required Knowledge, Skills and Competencies:

* Strong working knowledge of FMLC, FHA, FNMA, SAR, VA and other investor guidelines.

* Strong computer skills and ability to work in a paper-less environment.

* Strong time management and follow-up skills.

Industry and Work Experience:

* 5 years Mortgage Underwriting experience required.

Academic:

* High school diploma or GED required.

* Bachelor's degree preferred.