Credit Analyst

Roles and Responsibilities
Typical work activities may include but are not limited to:

* Responsibility to maintain stability and turnover of assigned Accounts Receivable portfolio via collection efforts and other appropriate actions to prevent credit losses.
* Analyzing the current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money.
* Considering the credit/payment terms of new purchase orders and large project contracts to ensure compliance with Company policy. Escalating any exceptions to Management for approval.
* Providing quality service to internal customers by undertaking credit analysis of new purchase orders and contracts to best manage risk while also meet commercial requirements.
* Considering the credit/payment terms of new purchase orders and contracts, to ensure they comply with company policy, and that any exceptions are escalated for Regional Management approval.
* Undertaking daily collection activities to ensure prompt payment. Making recommendations to management of necessary escalated collection action; up to and including litigation.
* Monitoring accounts for bankruptcy and insolvency situations. Alerting management as necessary.
* Filing mechanic's liens and bond claims on construction projects as appropriate.
* Helping to ensure that procedures comply with Regional standards. Advising and recommending changes to policies and procedures where necessary.
* Liaising with other staff within the company, such as account managers and product specialists and other members of customer center credit and operations staff.
* Staying informed about the legal, compliance and market-risk-related issues involved in the approval of credit.
* Compiling information for management reporting related to results and trends in the assigned Accounts Receivable portfolio.
* Reporting on consolidated Regional portfolio results as required by management.
* May have credit authority as defined in Prokura.
* May act as mentor, team lead for other Credit Analysts.

Contribute to positive Company branding by projecting a knowledgeable, professional, and customer-oriented image to customers.

Perform all duties in accordance with Atlas Copco standards, while always striving to understand the needs and expectations of the customer.

Take whatever action is appropriate and required to get the job done and to establish and maintain communications with all people/employees considered necessary to get the job done.

Perform other duties as assigned.

Qualifications

Supervisory Responsibility
None

Experience
Prior commercial credit analysis and collections experience; 5+ years, with proven effective results.

Education
Four-year degree in Business or Finance or equivalent experience.

Skills
Working knowledge of UCC liens/filings and their practical application; working knowledge of Letters of Credit and their practical application; proven proficiency in Microsoft Excel, Word, Dun & Backstreet, and internet research. Demonstrated ability in reading and interpreting financial statements, calculating key ratios, and interpreting commercial credit reports. Display high standards of diplomacy along with sound business and relationship judgment. Ability to interact professionally and credibly with all levels of management. Strong communication, interpersonal, negotiating, problem-solving, attention to detail, organizational and flexibility is important.

Flexible benefits plan including medical, dental, and vision.
Generous 401 (k) retirement plan match in addition to an automatic contribution.
Competitive paid time off and sick time.
Life & Disability insurance.
Paid training
Excellent paternal, adoption, and maternal leave.
Salary based on knowledge, skills, and experience. $63K- $73K Salary has been geographically adjusted based on cost-of-living factors.

This role offers a hybrid working arrangement, allowing you to split your time between working remotely and being on-site at our Rock Hill, SC Office

Talent Acquisition Team: Sowmya Prativadi