New

Chief Commercial Officer

BankTalent HQ
Commesurate with Experience
United States, Massachusetts, Whitinsville
Sep 18, 2025
Position Overview We have a Unique opportunity for an experienced lender to join our team as our new Chief Commercial Officer to drive the growth of our commercial lending portfolio. Reporting to our Chief Lending Officer, this leader will be charged with advancing our strategy, building team capabilities, expanding our reach and growing our loan portfolio in alignment with the overall strategic direction of the Bank. This leader will drive the behaviors and build relationships needed to exceed deposit growth goals. Responsible for setting and achieving loan growth goals which are aligned with the overall Bank goals and sound lending practices. We're looking for someone with a passion for exceptional customer service, who thrives in an environment where no two days are ever the same and who is driven to help grow the business. We are a team that is committed to the role and purpose a bank plays in the community, focused on achieving results in an ethical manner, enjoy rolling up our sleeves working alongside each other, and we believe you never stop learning. If being in a position where you know your contributions make a difference is what you've been looking for, then come join us! Primary Accountabilities In partnership with the Chief Lending Officer, advance our commercial lending and cash management business lines to ensure we are expanding our reach and growing our loan portfolio in alignment with the overall strategic direction of the Bank. Lead the Commercial Lending and Cash Management team to ensure lending and deposit goals and customer service standards are continually achieved, and department operations are performed in an effective and efficient manner. Promote a culture of high performance and efficiency. Identify and manage a strong diverse pipeline of commercial lending relationships and opportunities. Analyse proposed loans for credit worthiness, risk and prudent structuring through detailed analysis of all required financial information, integrating relevant external factors such as management, market, industry and economic climate into the decision-making process. Approve loans and addresses structuring issues within limits of lending authorities established within the Bank's loan policy. Prepare and review pre and post-closing commercial loan documentation to ensure timely and accurate receipt of credit and all other required documentation. Monitor performance of assigned commercial loan portfolio. Maintain and participate in ongoing program of credit administration including customer visitations, covenant reviews, dictation, and file maintenance to ensure adherence to Bank's loan policies and procedures supporting a sound credit administration function. Keep abreast of ongoing developments in the fields of finance, banking in general, and commercial lending in particular. Partner with other lending functions within the bank to share leads, industry contacts, networking opportunities in order to help meet growth initiatives. Participate in banking and civic organizations to promote the Bank's image and visibility within the community. Knowledge, Skills, Education and Work Experience Bachelor's degree required. Master's degree or work experience equivalent preferred. Minimum of 13 years in the commercial lending industry with at least 5 years of experience leading a commercial lending function. Knowledge of State and Federal lending laws and regulations, Bank policies and procedures. Excellent verbal and written communication skills. Ability to develop and maintain business relationships as well as influence people in their opinions, attitudes, or judgments about ideas or things; to motivate, convince, or negotiate. Ability to perform under stress when confronted with emergency, critical, or unusual situations. Ability to maintain relationships that facilitate task accomplishment; to cooperate and resolve conflicts; to recognize needs and be sensitive to others; to support the goals and objectives of all bank departments. Ability to systematically identify and define problems, evaluate alternatives, and implement cost effective solutions. Must possess valid drivers license and be able to travel to various sites. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. About UniBank We are UniBank, a team of civic-minded financial professionals and all-around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community. And we believe in the people who live here. We believe in committing time and financial support to local nonprofits. We believe in finding innovative solutions for affordable housing, community development and independent business. And yet, we are bankers. We are a mutual bank, owned by its customers, dedicated to local service. We are technology leaders. Since launching our first online payment platform in 2003, we've never stopped delivering the most effective technology to our customers. We are a unique blend of consumer, civic and business banking with more than 150 years of history. We are an exception to the rule. We are unique. Unique to people. Unique to business. Unique to local government. We are UniBank. Bank Different. Bank Unique. As part of the Executive team, you may be responsible for certain aspects of our Incident Response Program, including, but not limited to, administrative, consultative, or active engagement in activities around the Incident Response Program policy and processes. This position is subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, status as a veteran or as an individual with a disability. Participant in E-Verify